Job Description

Senior Credit Underwriter Location : Phoenix, AZ What You’ll Do As the Senior Credit Underwriter , you will: # Analyze and Prepare Credit Reports: Review and spread business and personal financial information, leases, rent rolls, and cash flows for businesses, real estate holdings, and individuals. # Evaluate and Approve Credit: Produce projections, pro-forma statements, and sensitivity analyses while preparing detailed credit presentations for loan approvals or denials. # Monitor and Manage Credit Portfolios: Conduct annual reviews, ensure compliance with loan covenants, manage ticklers, and monitor outstanding credit risks. # Act as a Trainer and Resource: Support Relationship Managers and Junior Underwriters with guidance on interpreting financial statements and best practices in credit analysis. # Enhance Processes and Tools: Provide input to improve technology workflows, automations, and Integro360 platform functionality. # Uphold Regulatory Standards: Stay informed on banking regulations and ensure adherence to policies related to credit, privacy, and fair lending. What We’re Looking For Required Skills & Experience : ~ Bachelor's degree in Accounting, Business, Finance, or related field preferred. ~5+ years of experience in Commercial Banking, Credit Underwriting, or Portfolio Management. ~5+ years of SBA Underwriting experience (7A & 504 loans). ~ Demonstrated expertise in analyzing financial data, identifying credit risks, and making assertive decisions on loan recommendations. ~ Exceptional communication and relationship-building skills with a customer-centric mindset. ~ Strong proficiency with financial software platforms (Abrigo Sageworks, FIS Horizon) and Microsoft Office (Word, Excel, Outlook). ~ Broad experience in C&I, CRE, and SBA lending. Preferred Skills : Familiarity with regulatory requirements like the Bank Secrecy Act and Fair Lending regulations. Experience working in a fast-paced environment with excellent time management and problem-solving skills. What We Offer ~ A collaborative and innovative work environment in Phoenix, AZ. ~ Comprehensive benefits package including health, dental, and vision insurance. ~ Paid time off, company-paid life insurance, and short/long-term disability. ~401k with employer match and tuition savings programs. ~ An opportunity to grow with a company ranked #1 among Arizona-based banks. Our Core Values Trust : We believe authenticity, honesty, and delivering on promises are essential. Positivity : A positive attitude inspires success and transformation. Client-Centric Solutions : We listen, understand, and strive to WOW our clients. Results-Driven : We own our responsibilities and deliver outcomes that matter. Join Us ~ If you are passionate about helping small businesses succeed and thrive in a dynamic environment, we’d love to hear from you! Apply today and take the next step in your career with us.

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Temporary work,

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